Skip to main content

Savings Bond Basics

Savings Bond Basics Articles

Savings bonds are debt securities issued by the U.S. Treasury that you can purchase to set aside money for future goals. Unlike a savings account, bonds lock your money away for a set period and pay interest that compounds over time. This category covers how savings bonds work, the different types available to individual investors, and how their interest rates and terms compare to other savings vehicles.

The articles here answer practical questions: How much do bonds cost to buy, and when can you cash them in without penalty? How do Series EE and Series I bonds differ, and which might fit your timeline? What tax treatment applies to bond earnings, and how do bonds factor into a broader savings strategy alongside CDs, money market accounts, and other options?

Savings Bond Basics

29 articles

Savings Bond BasicsWhether Savings Bonds Make Sense for Your MoneyRead more →Savings Bond BasicsMobile Deposit for U.S. Treasury Checks: What Works and What Doesn'tRead more →Savings Bond BasicsWhen E Bonds Stop Earning Interest and What Happens NextRead more →Savings Bond BasicsWhen U.S. Savings Bonds Stop Earning Interest and What Happens ThenRead more →Savings Bond BasicsHow Long Savings Bonds Last Before They Stop Earning InterestRead more →Savings Bond BasicsHow Long Savings Bonds Keep Earning InterestRead more →Savings Bond BasicsHow to Cash in Your Series HH Savings BondsRead more →Savings Bond BasicsHow to Check Your U.S. Savings BondsRead more →Savings Bond BasicsHow to Convert Your Paper Savings Bonds to Electronic FormRead more →Savings Bond BasicsWhat I Savings Bonds Are and How They WorkRead more →Savings Bond BasicsWhat to Do With Your Savings Bonds When You're Ready to Use ThemRead more →Savings Bond BasicsWhat to Do With U.S. Savings Bonds You OwnRead more →Savings Bond BasicsWhat to Do With a U.S. Savings Bond When You Need the MoneyRead more →Savings Bond BasicsWhat to Do With Savings Bonds When You Need the MoneyRead more →Savings Bond BasicsWhat POD Means on a Savings Bond and How It WorksRead more →Savings Bond BasicsWhat POD Means on a US Savings Bond and How It WorksRead more →Savings Bond BasicsWhat POD Means on a Savings Bond and How It WorksRead more →Savings Bond BasicsWhat POD Means on Your Savings Bond and How It WorksRead more →Savings Bond BasicsWhy Savings Bonds Lock In Guaranteed Returns Without Market RiskRead more →Savings Bond BasicsHow to Find and Read the Serial Number on Your Savings BondRead more →Savings Bond BasicsWhat to Do With a Savings Bond When It Matures or You Need the MoneyRead more →Savings Bond BasicsWhat to Do With a U.S. Savings Bond When You Need the MoneyRead more →Savings Bond BasicsWhat to Do With Your Savings Bonds When They Mature or You Need the MoneyRead more →Savings Bond BasicsWhat to Do With U.S. Savings Bonds You OwnRead more →Savings Bond BasicsWhere to Find Your Savings Bond Serial NumberRead more →Savings Bond BasicsFinding Your Savings Bond Serial NumberRead more →Savings Bond BasicsWhere to Find the Serial Number on Your Savings BondRead more →Savings Bond BasicsWhere to Find Your Savings Bond Serial NumberRead more →Savings Bond BasicsFinding the Serial Number on Your Savings BondRead more →